Here at

Pay Low Insurance

We specialize in tickets, accidents, DUIs, new license or no license.

Request a Home Quote It ony takes less than a minute.

Motorcycle Insurance

We have all the coverage that you need for your bike, guest passenger liability, custom parts and equipment, or total loss coverage.

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Auto Insurance

We can provide you with the best car insurance plan that you need, covering everything you’re looking for, whether if it’s roadside assistance, personal injury protection, or collision insurance.

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How It Works

Construct Your Profile

Before you can start applying for an insurance plan it’s important that we get to know more about you, and the current financial situation you have with your car

Compare Insurance Providers

Not all insurance providers will show you their plan rates right away, our site will show the best prices that directly match with your insurance profile

Connect You With Licensed Agents

Once your plan is selected, we will connect you with a licensed insurance agent who you can chat with, either online, or on the phone, and we will help you find the best plan that will help you get the most out of your savings


Why Pay Low Insurance

Save Money

Our insurance policies will help you spend money, and save money at the same time

Save Time

You can talk to an insurance agent from the safety of your own home, and settle on a plan in a matter of minutes

Find The Policy You Need

We’ll help you find the best insurance policy that fits both your needs and income

Who We Are

Planning for your future can be complicated, you never really know what’s gonna happen next and there’s always going to be the unexpected. Which is why here at Pay Low Insurance we want to help you be ready for all of life’s unexpected surprises.

Our Testimonials

Pay Low Insurance San Diego
Based on 66 reviews
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Tatiana Brotherton
Tatiana Brotherton
00:00 19 May 20
Jason Daly was amazing today . I called because I had a suspended license he did everything he could to make sure I got... off the phone with a great quote without hurting my wallet too much . He was very helpful , very understanding, I will recommend more people to this insurance company just because of Jason . The company is lucky to have him.Thanks so muchread more
Arriane Henryhand
Arriane Henryhand
19:47 13 May 20
Gio assisted me with my insurance needs, he was extremely personable, HONEST, and knowledgeable.I never once felt... haggled, he handled our business transaction very eloquently.Gio is a model employee. Thank You again for ensuring that I was getting the best rate and making me feel so comfortable to ask you questions until I had peace of mind in making my decision.Do not forget to watch Ozark on your off more
M Wood
M Wood
20:48 30 Mar 20
Cyrus is extremely helpful and provided me with awesome rates and payments that work for me. They are quick to get... coverage going and really take the time to answer questions and provide you will all the options and prices available. Great deals and I'm very satisfied with the customer service as well. Thank you again, Cyrus! -Melissaread more
Marco Harris
Marco Harris
01:46 27 Mar 20
This is definitely the best insurance company in the market and with the post knowledgeable and polite agents. Cyrus... helped me and my partner to get car insurance in a little under 2 hours. I called desperate because I had a really bad previous experience with car insurance that cancel our policy without notice; I went from not having insurance at 2pm to printing my new card at 4pm!!! Thanks Cyrus you were great. I would definitely recommend this to all my friends and family!! Way to go guys and thanks again to Cyrus for being so professional, kind and patient.Many thanks.Marcoread more
Karla Valladares
Karla Valladares
01:49 26 Mar 20
Great customer service. Jake helped me find a great insurance and best deal compared to other companies. Took his time... to help me find what I wanted. Wish I would’ve found them sooner and saved even more. Thanks guysread more
Chyna Tucker
Chyna Tucker
05:48 29 Jan 20
My experience here was great! Victoria was the representative who helped me get full coverage for my car. She was... really helpful and informative. I appreciate her effort with everything, professional from beginning to end. I liked her so much I saved her number in case I have any questions, which I know I will lol. Thanks again for your professionalism and being a good person Victoria!read more
Renee Alkatib
Renee Alkatib
00:21 22 Jan 20
Honest insurance agency. I was with an agency in downtown San Diego before I drove past pay low. I walked in and all... the agents were attentive with a great attitude. They were able to write me with a company by the name of infinity at a much more affordable price than what I was paying. It is about $82 cheaper. The service is great and I appreciate Ashley's constant attentiveness to my policy, and always letting me know whenever I need to do something!read more
Amanda Pattah
Amanda Pattah
23:40 21 Jan 20
Great agency to work with. I have two policies with them one commercial and one auto. I've talked to a few agents that... were very sweet. Ashley is always on top of my policy letting me know when I have a payment due or if my company requires any paperwork. She's sweet and very patient with me! I would highly recommend this agency they have great more
noor Kiti
noor Kiti
22:17 21 Jan 20
This is by far the best insurance agency around. They are very reliable, knowledgeable, and trustworthy. I love the... staff there especially Ashley. She’s very patient and helpful and goes out of her way to answer any questions or concerns I might have. It’s so great to have people like her working at this agency because it makes my visit stress free. I really appreciate her knowledge and her time. I would definitely recommend her to all my friends and familyread more
Ashley Yacoub
Ashley Yacoub
00:14 18 Jan 20
Such a great agency. I have had my policy for a few months now. At first I wanted to wait on a review but it's been a... good amount of time to judge now. Before I started I was shopping around for a while. I’m young and don’t have the best record but I don’t know about insurance so mostly tried to get insurance with State Farm, wawanesa, etc. I filled out a quote online and Miguel called me before I was done filling it out and taught me everything I needed to know. They found a great company for me at a low rate even with my accidents! Great service and very on top of everything. Even when I miss my monthly payments they give me a call right away to make sure my policy doesn’t cancel. Would highly more
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