We set up new placards, renewals, and replacements without a DMV line

Need a new disabled parking placard, a renewal, or a replacement for one that was lost or stolen – we prep the application, check the medical certification, and submit through DMV systems. Permanent placard renewals are free and on a predictable 2-year cycle that ends June 30 of odd-numbered years. (California DMV)

We serve drivers across California from our El Cajon office.

What we handle

New applications – permanent placard, temporary placard, travel placards for CA residents and nonresidents
Renewals for permanent placards – DMV mails fresh placards after you sign the renewal notice
Replacements – lost, stolen, or damaged placard or ID card
Disabled person license plates – if you want plates instead of a hanging placard
Address fixes – so renewals and replacements land where they should

Permanent placards are valid for 2 years. Temporary placards are valid up to 6 months or the date your provider notes, and cannot be renewed more than 6 times in a row. Travel placards are 30 days for CA residents with an existing DP or DV credential, and up to 90 days for nonresidents. (California DMV)

What to bring

Driver license or ID
Completed REG 195 application signed by your medical provider
For DP license plates – your CA registration in your name
For replacements – your placard number if you have it, and a brief note if it was lost or stolen

Who can sign REG 195

MD or DO, PA, NP, or certified nurse midwife can certify qualifying conditions
Chiropractor can certify only certain lower-extremity impairments under DMV rules
We verify your provider’s role and fill the form correctly so it is not rejected. (California DMV)

How it works in our office

Quick intake – tell us if it is a new, renewal, or replacement case
Medical certification check – we review REG 195 and confirm it matches DMV rules
Submission – online through the DMV Virtual Office or packaged for mail when required
Fees – permanent placard issuances and renewals are free; temporary and some replacements have DMV fees; our service fee is shown up front
Delivery – DMV mails placards and plates; we give you proof of submission and timing expectations (California DMV)

Notes that help

Permanent placards auto-renew on the odd-year June 30 cycle; DMV still needs your signed renewal card back before mailing the new placard
DMV limits how many substitute permanent placards you can receive during a renewal period; if the record was canceled or too many replacements were issued, DMV may require fresh medical certification (California DMV)

Temporary, permanent, travel – what’s the difference

Temporary placard – short-term disability, valid up to 180 days or the date the provider notes, whichever is sooner
Permanent placard – long-term disability, valid 2 years, renews on the statewide schedule
Travel placard – for trips, 30 days for qualified CA residents, up to 90 days for qualified nonresidents
DP license plates – same privileges, tied to a specific vehicle in your name
We will steer you to the right option and help document it cleanly. (California DMV)

Common California scenarios we clean up

Lost or stolen placard – we file a replacement through DMV virtual services and flag the record correctly
Renewal never arrived – address was old – we update and trigger the reissue
Temporary placard expired but you still need it – we prep a new REG 195 with your provider’s updated timeframe
Switching from placard to plates – we use the same REG 195 and your current registration to request DP plates
Frequent replacements – we check if you are hitting DMV limits before you waste time on a rejected request (California DMV)

FAQ

How fast is this
We submit the same day. DMV mails the placard or plates. Permanent placard renewals are free and typically arrive a couple of weeks after DMV gets your signed renewal. (California DMV)

Do I always need a new doctor’s signature
For new or temporary placards – yes. For permanent placard renewals and many replacements, DMV may not require a new certification unless the record was canceled or you exceeded the replacement limit. (California DMV)

Can I get both a placard and DP plates
If you qualify as permanently disabled, you can request DP plates and a permanent placard on the same application when it makes sense. We will outline pros and cons for your situation. (California DMV)

How much does it cost

Permanent placard issuance and renewals – free
Temporary placard – DMV fee applies
Some replacements – DMV fee applies
We will quote DMV fees plus our service fee before we submit anything. (California DMV)

Bring your ID and REG 195 – we handle the rest

Call 619-736-1313
Email service@paylowinsurance.com
Visit 415 Fletcher Pkwy Ste 306, El Cajon, CA 92020

Hours
Mon – Fri – 9AM – 6PM
Sat – 10AM – 2PM

We set up California disabled parking placards and plates cleanly – new applications, renewals, replacements, and address fixes – so you do not lose a day at a DMV window.

thinking mode – summary

Goal – human page for disabled placards, consistent tone with your DMV pages, no long dashes, no tracking links.
Facts – types and durations: permanent 2 years to June 30 odd years; temporary up to 180 days; travel 30 days CA resident, up to 90 nonresident; renewals free; replacements possible with limits; REG 195 with allowed provider types. Sources – DMV program page and manual sections cited above.
Hypotheses – users mostly need replacements and renewals; emphasize address updates and provider signatures; avoid listing parking privileges to keep it tight and avoid edge-case disputes.
Evaluation – copy is short, local, action-focused; promises only what DMV confirms; citations are clean and official.